Auto Insurance With Bad Credit

Money budgeing HELP!?
I'm in the same situation as many people who earn enough money, but somehow still have none left buffer for more than $ 442 Auto-Insurance-$ 127 $ 733 Rental Cell-$ 60 $ 35 Cable-Phone-Service Basic-$ 10 Gas-$ 40 weeks PGE (Gas and Electric) – $ 20 Credit Card (consolidation program) – $ 256 I make $ 1200 paycheck (twice a month) and I'm still constantly overdrawing my account to pay my expenses causing my check next to 1200, the amount overdrawn. Any suggestions are welcome, I also want to add I suspended cable car my insurance is with AAA and is higher than normal because of an accident, the failure in 2005, "Despite my monthly payment is high is because at that time I had bad credit (score 599) "I'm not sure if I can refinance From what you know where I can save
How much spend on groceries and how You get to spend much money? If you eat out a lot that can be very expensive. Try taking your lunch to work and cook their meals at home as much as possible. In addition, I found the AAA Insurance can be very expensive, Progress test, or find a local agent who can find the best rate. Their credit card bills are quite high. I like to work for pay as soon as possible. Almost 10% of the revenue that you are going to them and the sooner you can pay the best. Other than that I do not see anything else can be cut back, unless trade in your car for something cheaper and more fuel efficient.
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